021 Lease Guide

Honda Lease

How to set up a parallel Honda lease and finance quote in California, what gap to look for, and which inputs to confirm with the dealer before deciding.

Live deals

Active Honda deals

These are pulled from the current public 021 deal source. Only supplied live fields are shown. Showing 16 of 17 relevant active deals.

2026 Honda Civic LX Lease

2026 Honda Civic LX Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$227/mo + tax

2026 Honda Civic Sport Lease

2026 Honda Civic Sport Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$245/mo + tax

2026 Honda Accord LX Lease

2026 Honda Accord LX Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$254/mo + tax

2026 Honda Civic Hatchback Sport Lease

2026 Honda Civic Hatchback Sport Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Hatchback
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$263/mo + tax

2027 Honda HR-V LX Lease

2027 Honda HR-V LX Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$277/mo + tax

2026 Honda Civic Sport Lease

2026 Honda Civic Sport Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Hybrid
Drivetrain
Fwd
Down payment
$5,000

$282/mo + tax

2026 Honda Accord SE Lease

2026 Honda Accord SE Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$282/mo + tax

2026 Honda Accord Sport Lease

2026 Honda Accord Sport Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Hybrid
Drivetrain
Fwd
Down payment
$5,000

$309/mo + tax

2027 Honda HR-V Sport Lease

2027 Honda HR-V Sport Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$309/mo + tax

2026 Honda CR-V Sport Lease

2026 Honda CR-V Sport Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Hybrid
Drivetrain
Fwd
Down payment
$5,000

$332/mo + tax

2026 Honda CR-V EX-L Lease

2026 Honda CR-V EX-L Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$336/mo + tax

2026 Honda Prologue Touring Lease

2026 Honda Prologue Touring Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Electric
Down payment
$5,000

$336/mo + tax

2026 Honda Accord EX-L Lease

2026 Honda Accord EX-L Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Hybrid
Drivetrain
Fwd
Down payment
$5,000

$345/mo + tax

2027 Honda HR-V EX-L Lease

2027 Honda HR-V EX-L Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Gas
Drivetrain
Fwd
Down payment
$5,000

$350/mo + tax

2026 Honda Accord Sport-L Lease

2026 Honda Accord Sport-L Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
Sedan
Fuel
Hybrid
Drivetrain
Fwd
Down payment
$5,000

$359/mo + tax

2026 Honda CR-V Sport-L Lease

2026 Honda CR-V Sport-L Lease

Lease term
36 mo / 10,000 mi/yr
Condition
New
Body type
SUV
Fuel
Hybrid
Drivetrain
Fwd
Down payment
$5,000

$368/mo + tax

Choose by need

Shop Honda by fit

These paths send shoppers to approved SEO pages when available, or to the live deals browser with matching filters when the SEO route does not exist yet.

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Honda model and class paths

Choose a Honda model/class path before requesting current lease terms.

01

Why parallel quotes are the right unit of comparison

A standalone Honda lease quote tells you what the monthly cash flow looks like on a lease. A standalone Honda finance quote tells you what the monthly cash flow looks like on a loan. Comparing the two on different configurations or different terms compares apples to oranges. The unit of comparison that actually answers the lease-versus-finance question is the same Honda, same trim, same option package, same term in months, same annual mileage, same credit profile — quoted both ways. That is two printouts the dealer can produce in the same visit; it is the only way to see whether the lease's structural advantage on monthly cash flow holds on your specific configuration.

02

Mileage and term fit before you pull either quote

Two prerequisites before you ask for parallel quotes. First, decide your annual mileage honestly: pull the last two California registration renewals and use the higher figure, not your gut estimate. Second, decide your term: 24, 36, or 39 months for the lease side, and a term you can actually live with on the finance side (60 months is more common; 72 raises total interest meaningfully). The lease quote will reflect whatever mileage cap you ask for, with per-mile overage exposure if you exceed it. The finance quote has no mileage cap. If your real mileage exceeds typical lease caps, that fact alone moves the decision toward the finance side before any number gets quoted.

03

What to ask the dealer for on each quote

On the lease side, ask for: cap cost, residual dollar value, residual percentage, money factor, term in months, annual mileage, due-at-signing breakdown, and the monthly broken into depreciation, finance charge, and tax. On the finance side, ask for: vehicle price, fees and dealer add-ons, down payment, term in months, APR, monthly payment, and total of payments over the term. With those two pages you can compute the all-in cash outlay both ways: lease total of payments plus due-at-signing minus any equity at end versus finance total of payments plus down payment minus the vehicle's expected resale or trade value at the same end point. The 'expected resale' on the finance side is an estimate, not a quote, so treat it as a range, not a number.

04

Reading the gap and the credit-tier effect

Two patterns are common. If the lease's monthly is meaningfully lower than the finance's monthly and your real annual mileage is below the cap you can afford to set, the lease usually wins on cash flow over the term. If the gap is small and you would actually keep the Honda 5-7 years, the finance side wins on total ownership cost because you stop making payments at the end and start owning. Credit tier matters in both directions — Honda Financial Services prices the money factor based on tier, and the finance side uses APR. If you have not soft-pulled a pre-qualification, do that before either quote so the lender's tier-pricing decision is not a surprise inside the dealer.

05

Honda lease vs finance FAQs

Short answers to the questions California Honda shoppers ask when comparing the two paths.

06

Related Honda options

The Honda lease deals page surfaces the live lease offer set when programs are active. The new and used finance pages cover the finance side in more detail. To request parallel lease + finance quotes on the same Honda configuration, contact 021 Auto Leasing through the conversion link below; 021 routes the request to lender and dealer partners and is not the lender of record.

FAQ

Common Questions

Will the dealer actually print both a lease quote and a finance quote on the same Honda?

Most franchised Honda dealers will, especially when you ask for both at the same term and mileage. If a dealer pushes back, that is a signal — the value of the comparison is exactly that it forces both numbers into the open.

How do I read the gap between the lease and finance quote?

Compare lease total of payments plus due-at-signing against finance total of payments plus down payment, subtract any equity you would expect on the finance side at the matching end point, and remember the lease has end-of-term mileage and wear exposure that the finance does not.

Does soft-pulling a pre-qualification before the dealer help?

Yes. It tells you what tier the lender is putting you in without affecting your credit, so the money factor and APR you see on the dealer quotes are not a surprise. Multiple auto inquiries inside a short window are typically counted as one for credit-scoring purposes.

If I plan to keep the Honda 7+ years, does the comparison still favor leasing?

Usually not. The lease's monthly-cash-flow advantage matters most over a 24-39 month term; over 7+ years the finance side captures ownership and stops payments at payoff. Set the comparison to your real ownership horizon, not the lease term.

021 Auto Leasing

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