Honda Civic lease deals in Los Angeles

It is if you change cars every two or three years, drive under the mileage allowance and want the factory warranty to cover the whole term. The Civic holds its value well, and a lease payment covers only the depreciation over the term, so a car that holds value leases for less than its price suggests. It is a worse fit if you drive far over the allowance or keep cars for six years or more, because the excess-mileage charge and the repeated drive-offs add up.

There is no published Civic offer on our list this month, so every Civic is quoted per car. An average is a poor guide, because the payment moves with the trim, the residual and money factor Honda Financial Services sets for the program, your credit tier and what you pay at signing. Send the trim and color and the written number comes back with due at signing, term and miles.

The Civic is the Honda most likely to be near that figure, and the drive-off decides it as much as the car does. No Civic offer is published this month, so ask for a Civic quote at the drive-off you want; the payment and the drive-off are two ends of the same number, so compare the total over the term. The lowest-priced cars on our deals page are the other place to look.

Among the Hondas, the Civic first and then the Accord and the CR-V, depending on the month's programs. No Honda offer is published this month; send the trim and color you want and we quote it at the drive-off you choose.

It is smart when you would have bought a new car anyway and would have replaced it within three or four years, because the lease payment covers only the depreciation for the term and the lender carries the risk of the car's value at the end. It is not smart if the lease pushes you into a car you would not have bought, or if you keep cars for six years or more. Our lease or buy guide walks the full cost of both on the same car.

It is a shopper's rule of thumb: a monthly payment near one percent of MSRP with nothing down is seen as a strong lease. The Civic is one of the cars that can pass it in a good month because its MSRP is low, but the rule ignores tax, the drive-off, term and mileage. Our guide on how to read a lease quote shows the lines that decide the payment.

Not by rule. The hybrid's MSRP is higher, so its payment usually is too, but the gap per month is a share of the MSRP gap, and Honda Financial Services sets a separate program for each. Set the extra payment against the fuel the hybrid saves at Honda's EPA ratings in the trims table above, and ask for both on the same term and mileage.

The Honda lease deals in Los Angeles page lists every published Honda offer once the month's list is loaded; today every Honda is quoted per car. The Civic, Accord and CR-V pages explain what changes between trims on a lease while you wait for the number.

You return the Civic to a Honda dealer and pay the disposition fee and any excess-mileage or excess-wear charge in the contract, buy it for the purchase-option price written into the contract on day one, or lease another Honda. Honda's lender accepts a lease payoff only from you or an authorized Honda or Acura dealer, so an outside dealer or a used-car retailer cannot pay off your Civic lease directly; our third-party lease buyouts guide covers the routes that work. Tell us your lease-end date when you ask for a quote.